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Insurance
Personal Details
 
 
 
DWELLING RISK DETAILS
(The home including ALL levels, attached or detached garage, conservatory, developed basement and decking)



(if pre-1945 please complete Questionnaire form)
(Self-contained means with a ‘fully’ functional kitchen & bathroom facilities)
(NB. For tenanted/Rental Homes an additional $250 excess will apply)
FOR TENANTED PROPERTIES ONLY: The cover on a tenanted property has a higher standard excess and is subject to specific conditions. Please refer to the policy wordings for full details.
GENERAL PROPERTY QUESTIONS
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CONTENTS RISK DETAILS




Who will be covered:This insurance will cover Contents owned by the person making this application, and their husband or wife, or person with whom they are living in the nature of a marriage and their family who live at the address above.
Is insurance required for Contents owned (or jointly-owned) by anyone else? (eg. G/Parent, in-laws etc).
SPECIFIED ITEM LIMITS

Limits on what we’ll pay you

Unless this policy specifically states otherwise in another section, the most we’ll pay in total for any event, is the sum insured that is shown on the schedule.
Specified limits for certain types of items
Unless they are noted separately on the schedule, the maximum amount of cover per event for the following items is shown below. Type of item Maximum per event
Art and ornaments $100,000
  • For a single ornament, painting, picture or work of art.
  • $250,000
  • For all ornaments, painting, picture or work of art.
  • Bicycles and e-bikes $5,000
    For a single bicycle.
    Cameras $5,000
    For a single camera (film, video or digital) including any lens which came with the camera body, or any single lens or accessory.
    Collections $5,000
    For a single collection of any type including coin, stamp, card or medal collections.
    Jewellery $5,000
    For a single item of jewellery or watch. $15,000
    For all items of unspecified jewellery and watches (not including those noted on the schedule).
    Money and vouchers $1,000 (NZD)
    For all money, vouchers that can be redeemed for cash, bullion, unset precious stones, credit cards or stamps that are not part of a collection combined.
    Remotely piloted aircraft $3,000
    Parts and accessories $1,000
    Parts and accessories $1,000
    Combined limit for all parts and accessories of:
    • Watercraft,
    • Vehicles,
    • Motor cycles,
    • Motor scooters,
    • Trailers and caravans,
    • Aircraft and other aerial devices (other than remotely piloted aircraft) that are covered under this policy.
    Watercraft $3,000
    For a single watercraft item.
    Do you wish to apply for cover above any of these limits?
    Item
    Valuation Description
    Value
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    PERSONAL DECLARATION QUESTIONNAIRE
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    USE OF INFORMATION
    This form collects personal information about you which would influence the judgement of a prudent underwriter when considering your request for insurance. It will be held by, or on behalf of, The Insurance Group Limited, and the insurers with whom your insurance is placed. You may request access to, and correction of, this information subject to the provisions of the Privacy Act 1993.
    DECLARATION
    1. I hereby declare that the above supplied information and statements of this questionnaire being submitted for consideration are true, that I have not suppressed or misstated any material facts.
    2. I agree that this application shall be the basis for which coverage is being considered and this information will form part of the policy.
    3. I am aware that I will be liable for damages incurred due to any material or negligent misrepresentation(s) and that such material misrepresentation(s) may render the policy void ab initio.